Did you know many seniors are paying too much for basics like car insurance, medicine, and groceries? It's not because deals aren't there – it's because they don’t tell you! The truth is, most companies actually offer secret discounts to those over 55 -all you have to do is ask.
To stop you from spending more money than you should, we found the best discounts and benefits available in 2025, some of which can save you up to $6,100! We're not just talking about the everyday restaurant and retail discounts -these are significant savings on things seniors use and need most.
Note that many of these deals are online exclusives available to our readers.
Grocery prices are outrageous right now, and many seniors are forced to choose between food and medicine. But here’s something a lot of people don’t know: 47.6 million Americans are already receiving food benefits through SNAP (Food Stamps).
✅ SNAP provides a benefits card (like a debit card) to buy food at designated grocery stores and farmers’ markets.
✅ The average recipient gets $133 per month—that’s hundreds of dollars in free groceries every year.
👉 More food benefits you might qualify for:
WIC (Women, Infants, and Children Program): For nursing mothers and children up to age six (the average recipient gets $133 per month—that’s hundreds of dollars in free groceries every year)
These programs are all managed by the USDA and could help you or someone in your family save a huge amount on food costs.
Many seniors end up paying far too much for their car insurance. The problem is that most fail to compare and simply stick with their current policies as they automatically renew year after year...
If you're over 45 and pay more than $38/month for car insurance, you are very likely overpaying on your coverage. Yet, thanks to this new website, most seniors can take advantage of $400+/year¹ in savings on car insurance.
Here’s how to quickly see if you are being overcharged or paying too much (takes maybe a couple minutes):
That’s literally it. You’ll likely save yourself a bunch of money.
Don't expect banks to tell you this, but they can't stop you from doing it either...
Still unknown to many is a brilliant insured refi plan called the FHA Cash-Out Plan (FaCOP) that could benefit millions of Americans and give them up to $185,000 in cash to use however they'd like!
You could bet that the banks aren't too thrilled about losing all that profit from high interest loans and might secretly hope you don't find out before this program ends for good.
Americans are paying for their home renovations, funding their businesses, paying off debts & even taking vacations - All thanks to this "cash out" option that is now available. Inflation is through the roof right now and smart Americans are using this program to get up to $185,000 in cash.
There is NO COST to see if you qualify.
Who doesn't want to have fun and save money? Enjoy outings even more with senior discounts on various entertainment options!
✅ AMC Theaters: 30% for seniors 60+
✅ Regal Cinemas: 30% off for seniors 60+
✅ Kindle E-Books: AARP members save 50% off
✅ Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
✅ US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)
✅ National Park Service: Senior Pass for people aged 62+ offers access to over 2,000 federal recreation sites. (Fun fact: this pass pays for itself after you've visited two or three parks!)
Imagine your AC or washing machine suddenly breaking down. It's a frustrating disruption, finding a reliable repair person, scheduling and making sure they show up and don’t forget the real pain? The financial hit. Unexpected home repairs can be catastrophic to the finances of most seniors who are on a fixed monthly budget. Your home insurance will not cover these expenses, so you are left with heavy repair bill.
That's why smart homeowners are turning to a home warranty, saving big over time by protecting themselves from unexpected covered home repairs. It can cover most of your appliances, and can help replace them with brand new ones – all without emptying your wallet. Don't let unexpected covered breakdowns throw your budget off track.
How Do I Qualify?
Step 1: Click the link below to check your ZIP code for free. (Not all zip codes will qualify)
Step 2: Once you enter your ZIP code and enter your home info, you will be able to see how a home warranty can save you money.
Having a family means you need life insurance. It's that simple. Without enough savings, your loved ones could struggle with mortgage payments, daily living costs, and settling your final expenses. Worse, they could inherit your debts.
The truth is, life insurance companies have made a lot of money off this, charging high prices for a long time. But now, things are changing.
Thanks to a new special program, you can now get very affordable life insurance from the best companies out there. All you need to do is use this new life insurance comparison website. It's easy for anyone to find cheap plans, no matter how old you are or what your health looks like. The best part? It's completely free to use!
And there's more good news: Even if you already have insurance, it might find you a better deal that could save you up to 70% on what you're paying now! There are even plans that don't need a medical check-up and say yes to everyone, no matter your age or if you've been turned down before.
Did you know that many major phone companies provide special discounts for senior citizens? These savings can quickly add up!
✅ Mint Mobile: Mint Mobile offers a 55+ Plan starting at $15 per month for 5GB of 5G/4G LTE data. The plan includes unlimited talk and text, 5GB of high-speed data, and free calling to Canada and Mexico.
✅ T-Mobile: T-Mobile offers the Essentials 55+ Plan for customers aged 55 and older. It includes unlimited talk, text, and smartphone data, access to T-Mobile's 5G network, standard-definition video streaming, and 3G mobile hotspot data.
✅ Verizon Wireless: Verizon Wireless offers a special 55 plus nationwide unlimited talk and text service plan to customers who are 55 or older.
Check to see if your location offer this with Verizon.✅ Lively: Lively offers flexible phone plans starting at $19.99 per month, tailored for seniors. These plans include unlimited talk and text, with optional features such as health and safety services like Urgent Response, fall detection, and a 24/7 nurse hotline.
This nationwide debt relief program is helping millions of Americans to resolve their credit card debt. Settle over $20,000 of your debts without taking out more loans. You could become debt-free in as little as 12-48 months with one low monthly program payment.
If you have more than $20,000 in debt then this is something you should do right away, compounding interest is NOT your friend.
Are you tired of missing important conversations with friends and loved ones? You're not alone!
Join millions of Americans who've upgraded their hearing with the revolutionary Horizon hearing aids, by hear.com.
Developed by top German engineers, formerly of Siemens, this sleek, nearly invisible device is an absolute game-changer for ears of all ages! You'll enjoy crystal-clear conversations with its remarkable Speech Focus feature, or maybe you'd rather unwind with soothing ocean sounds in Relax Mode.
Forget your everyday battery hassles; Horizon lasts up to 19 hours and withstands issues like moisture or dirty.
American seniors are overspending on their healthcare needs. From routine medications to essential wellness products, the costs can quickly add up, creating financial strain for many.
Fortunately, there are numerous programs designed specifically to help seniors manage these costs more effectively:✅ RiteAid's Wellness 65+ Program: This initiative offers a generous 20% discount on purchases on the first Wednesday of each month. The program also includes a free consultation with a pharmacist.
✅ Walgreens: Offers 20% savings online and in-store for seniors aged 55+. myWalgreens membership is required (easy & free to sign up).
✅ RxFreeCard: This card offers discounts on prescription medication for seniors.
✅ Atera Spas: Offers special pricing on their products for seniors.
✅ AARP Prescription Savings: AARP Members can save an average of 61% on FDA-approved prescriptions that are not covered by insurance.
Homeowners should never have to pay outrageous prices for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.
No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.
But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to overpay for roof repairs again.
Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts available in their area.
Every homeowner should check to see how cheap it can be to get a new roof in their area. Click the link below and enter ZIP to check eligibility.
Your home is one of the largest financial investments you'll make in your lifetime. But it's also an investment that's vulnerable to risk. From water damage, to liability from injuries, to theft — it's important to have insurance in place to safeguard your family and home from financial risk.
Homeowner insurance safeguards your home from a multitude of hazards, including wind damage, fire, vandalism, tornadoes, hurricanes, and thunderstorms. We've partnered with one of the top sites to search for reliable homeowners insurance. Simply enter your zip, along with some basic information and they can find you the best rate from multiple companies.
Protip: If you have already paid your homeowners insurance premium for the year, if you replace with another provider, they will typically refund any unused portion. This means it pays to switch today.
Did you know that seniors in the United States can save on property taxes? It helps to manage finances more effectively, especially after retirement. These benefits vary widely from state to state. For example:
✅ New Jersey: Recently announced a plan to cut property taxes for eligible homeowners 65+ by up to $6,500, which is significant relief for seniors in a state.
✅ Florida: Seniors aged 65+ can access several property tax benefits, including an opportunity for an extra homestead exemption of up to $50,000 for those who meet specific criteria.
✅ Texas: Offers exemptions that not only lower property taxes for those over 65 but may also freeze school district taxes.
Check specific programs in your state to ensure you're getting the senior discount!
Did you know that old windows are one of the biggest factors that drive up your home electricity bills?
This new website is a game-changer for homeowners looking to replace their windows but not wanting to break the bank. They bring the best, fully insured vendors in your area into a bidding war to win your business, ensuring you get the lowest possible price without compromising on quality.
Score massive savings on your window replacement by securing special rebates, discounts, and incentives that are available in your area.
If you meet these 3 requirements, you may be eligible for huge savings:
1. Own a home.
2. Have windows that are over 6 years old.
3. Live in a qualified zip code.
If you’re over 50 and not an AARP member yet, you’re missing out on serious savings and benefits that make life easier.
Joining AARP gives you access to discounts on dining, travel, prescriptions, and so much more. Imagine saving up to $450 a year just on restaurants and meal delivery alone—plus, enjoy big discounts on eyeglasses, hotel stays, and even everyday essentials.
But it doesn’t stop at savings. Members get exclusive tools and resources, like insider tips on Social Security, retirement planning, and caregiving support. You’ll also gain access to AARP’s Fraud Watch Network, helping you protect your money and identity.
How to become a member today:
The savings are real, the perks are endless, and the support is invaluable.
If you enjoy exploring new places, taking vacations, or visiting family, always remember to check for travel discounts. Travelers aged 55+ can unlock additional perks and savings from the various travel providers. Here are a few we know about:
✅ American Airlines: Various senior discounts on select trips; call for details.
✅ Amtrak: Seniors enjoy 10-15% off at most locations.
✅ Alaska Airlines: Seniors can save up to 10% on flights, depending on date.
✅ Southwest Airlines: Special Senior Fares may be eligible for those over 65, bookable online or via customer service.
✅ United Airlines: Exclusive prices for seniors over 65 by selecting the Over 65 option when booking.
✅ Hertz: Fifty Plus Program offers 20% off for customers aged 50 and over. Additional benefits include expedited service and rewards points.
Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.
A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.
Surveys last 5 to 15 minutes, and you can easily cash out with just $5 through PayPal, your bank, a gift card, or Amazon. You'll see your rewards within 48 hours, just for sharing your thoughts!
It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower.
Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight.
These bathroom injuries increase after you turn 65. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors.
If you don’t feel like cooking, don't worry—there are plenty of senior-friendly dining deals out there. From quick bites to more formal settings, plenty of restaurants offers great options for seniors looking to dine out. Just remember, offers can vary by location and might change, so always check ahead.
✅ McDonald’s: discounts on coffee and beverages (55+).
✅ Steak ‘n Shake: Enjoy 10% off (50+).
✅ Wendy’s: get free coffee or other discounts depending on location.
✅ IHOP: 10% discount (55+) and a menu for people aged 55 and over at participating locations.
✅ Golden Corral: Senior discount varies by location (Inquire).
✅ Denny’s: Offers a 55+ menu with smaller portions, and better prices.
✅ Perkins: Restaurants: Fifty-Five Plus menu Offers special deals (55+)
✅ Subway: 10% off (60+) varies by location
✅ Old Country Buffet: Daily discounts for seniors (55+)
✅ Burger King: 10% discount on purchase depending on location (60+)
✅ Long John Silver’s: 10% discount or discounted beverage (55+)
Around age 40, men start to experience a big drop in their testosterone levels. You might notice you have less energy and it’s harder to get back in shape. Though normal and something all guys eventually go through, it’s still incredibly frustrating.
But Nugenix Total-T is a daily supplement that safely boosts your testosterone levels for a wide range of benefits. It has nearly 10,000 5-star reviews online, with thousands of men raving about their increased energy, stronger muscle gains, and renewed confidence.
If you want your energy back, now’s your chance. The company is sending out 14-day samples to men who want to try it. Visit this link to grab your Nugenix sample while they last.
BREAKING: You can now unlock access to Ozempic —the ultimate weight loss game-changer— for as little as $3.34/day. Thanks to this new online service, it’s easier than ever to start shedding pounds. No doctor visits. No insurance headaches. No waitlist. No hidden fees. Just a quick 3-minute form!
Semaglutide and GLP-1 (the key ingredients in Ozempic, Wegovy, and Zepbound) have already helped over 10 MILLION Americans transform their lives in 2025. Now, this revolutionary weight-loss breakthrough is finally within reach for everyone.
What was once expensive and hard to find is now just a few clicks away.
Here’s How It Works:
Step 1: Take the 3-minute quiz on this site »
Step 2: Get instant approval (most cases) and choose an affordable Ozempic brand.
Step 3: Receive your medication at your door in just 1-2 days. Skip the doctor’s office and start your journey immediately!
Did you know you can significantly reduce your monthly electric bill and pay nothing for it? If you live in a qualified zip code, you can get great rebates by going solar!. Thanks to a little-known government program called the Solar Income Tax Credit, homeowners who live in specific zip codes are getting thousands in rebates to install solar panels.
Many people were shocked that subsidies and rebates can cover a good percentage of costs associated with installation, so it costs almost nothing to have done. Learn more about this program and check if your zip code qualifies. Senior homeowners can save $1,000’s of dollars just by using this program.
As a senior, making the most of your budget is crucial. Before you head out for your next shopping trip, remember that there are superb discounts that shouldn't be missed. From groceries to clothing, and even medications, taking advantage of these offers can make a big difference in how much you spend.
✅ Goodwill: Enjoy a 10% discount every Tuesday if you're 60 or older.
✅ Amazon Prime: seniors on Medicaid or SNAP can enjoy full Prime benefits for $6.99/month (instead of $14.99).
✅ Kohl's: Wednesdays are better with a 15% discount for customers 60 and older.
✅ Michaels: Offers 10% discount for those 55 and older.
✅ Hy-Vee: Save 5% on your groceries every Wednesday if you're 55 or older.
✅ Jo-Ann: Don't miss the senior discount day, offering 20% off for those 55+.
✅ Rite Aid: Offers various savings for 65+, including 20% off on the first Wednesday of each month.
✅ Walgreens: Provides discounts for those 55+ or AARP members, making health and wellness more affordable.
✅ Habitat for Humanity Restore: Get 20% off on Thursdays for those 55 and over at select locations.
If you deal with joint discomfort, you need to claim a free 2-week sample of GNC's #1 Joint Compound
Formulated by renowned Doctor David Katz, Instaflex Advanced contains the key ingredient Glucosamine and is the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US are enjoying joint relief everyday with it.
The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!
Whether you feel easily distracted, struggle to remember things, or want to be proactive about your brain health, this is for you. As we age, we notice our mind’s not as sharp as it used to be. However, there’s a groundbreaking new supplement designed to combat this.
Developed by doctors, this once-daily capsule specifically targets and improves five crucial cognitive functions: memory, language, attention, motor function, and mood.
This is the EXACT brand (Alpha Brain) that Joe Rogan, the #1 podcaster in the world, takes himself. He has talked about its incredible benefits countless times.
Clogged gutters are not only a safety hazard (who wants to climb up a ladder and spend hours pulling dead leaves and blockages off your roof and gutters?) - but also can damage your house!
They can not only cause costly roof repairs but also foundation damage, rotting wood, and worse. Roofing repairs are one of the most costly repairs for a homeowner.
If you're 55 or older, you're in luck! Major cruise lines offer senior discounts, making cruising a fantastic and affordable option for exploring the world in comfort.
✅ Royal Caribbean: Offers Senior Citizen Rates for guests age 55 or older on selected last-minute cruises.
✅ Carnival Cruise Lines: Provides special rates for seniors aged 55+ on various cruises, especially for last-minute bookings.
✅ Norwegian Cruise Line: Offers special senior rates on select cruises for passengers 55 and older.
If you're looking to save on ED medications, this company has you covered. Imagine getting generic Viagra® or Cialis® delivered directly to your door for just $0.87 per tablet —no need to deal with high pharmacy prices or insurance hassles. You can now take control of your health without breaking the bank.
Getting started is super simple. Just complete a 60 second quiz, and you’ll be on your way to getting approved for a FREE prescription. Plus, no insurance required—just savings and convenience. Say goodbye to expensive prescriptions and hello to an easier, more affordable way to manage your health.
It is no secret that the price of electricity is steadily increasing each year, but thanks to this new Nikola-Tesla-inspired technology, seniors can save hundreds to thousands of dollars every year on their electric bills.
Simply plug the device into any wall outlet, and it begins to re-amp your home’s electric currents. The result is more efficient power distribution and usage, that you benefit from in the form of lower meter readings.
Insurance companies don't want you to know that you can get the same coverage for lower prices, just by shopping around
You're probably not comparing plans enough.
You no longer need to call each individual insurance company and shop around for weeks to find the best price + service combination.
This free website does all the work for you >>. You enter your information and zip code, and it'll immediately pick from its database of thousands of providers and plans, and show you the best rates.
Did you know that your next trip could cost way less than you think? Many aren't aware of the special offers hotels have for seniors. These discounts can make a significant difference in travel costs, so it's worth checking out the specific details and availability when planning your nexttrip.
✅ Hilton: Seniors aged 65 and older can save up to 7% on the best available rate at participating hotels.
✅ Best Western: Seniors aged 55 and older can save up to 15%, and some locations offer additional perks like free breakfast.
✅ Choice Hotels: If you're 60+, you can enjoy up to 10% off.
✅ Extended Stay America: Offers discounts for guests aged 55+.
✅ IHG Hotels: Offers discounts for seniors aged 62 and older. The discount varies by location.
✅ Marriott Bonvoy: Provides a discount for guests aged 62 and up.
✅ Motel 6: Seniors 60 years and older get 8% off the best available nightly rate. AARP members can enjoy a 10% discount and late checkout.
✅ Red Roof: Offers a 10% discount for guests aged 59 and older.
Are you ready to add the bathroom of your dreams to your home? There's a new hassle-free way to upgrade without emptying your wallet.
Enter a few details, answer a couple of questions about your bathroom remodel, and voila! This service connects you with the best cost-effective contractors in your area, ready to provide you with a FREE estimates for a bathroom upgrade.
Contractors are in fierce competition for more business, and you get to reap the rewards. Don't miss out on the chance to transform your bathroom into a luxurious oasis without breaking the bank.
Discover how you can finally have the bathroom you've always wanted at a bargain prices. Compare local estimates by visiting this website now.
How old is your bathroom?
The rich have known this all along – GOLD is the best hedge against inflation and economic uncertainty. And with inflation high these days, you can easily diversify and invest in gold. It’s a great way to protect your 401k and/or IRA.
This free gold investment guide shows you exactly how you can invest in gold quickly and easily (it’s no harder than buying a stock). Don’t wait for more bad news – invest in gold and protect yourself against a rocky economy today.
Tired of annoying online ads (including YouTube ads that run every 60 seconds) and tired of getting “tracked” online? You know the feeling — talking about something or looking for something online, and now all of a sudden you see ads for it everywhere. It’s creepy. And invasive.
Earlier this year, we were tipped off to TotalAdblock, which has over 300,000 reviews in the App Store and is Trustpilot.com’s #1 ranked security app.
The app costs $2, and installs in seconds. And honestly after spending $1,500 on a new iPhone only to witness it get super slow after just a few months, it was no-brainer — and a total game changer. No more pop-ups, no more banners, no more YouTube ads. It works on my laptop just as great as on my iPhone.
In addition to nuking ads, the app will scan your smartphone or computer for hidden malware, check the dark web to see if your information has been breached, remove all website tracking, adware, spyware and viruses.
As a senior, saving money is key, especially with car stuff. Before you get your car fixed or checked, know that many places offer discounts for seniors. This means you can spend less on things like oil changes or new tires. Using these deals helps your money go further and keeps your car running well.
✅ Jiffy Lube: Provides discounts for AARP members at various locations.
✅ Midas: Offers a 10% discount on labor and services.
✅ Pep Boys: Gives a 10% discount at select locations for those 60 and over.
✅ STS Tires & Auto Centers: Offer a 5% discount on tires, services, and accessories for those 55 and older.
Loophole finally revealed on how do beat the system and win the lottery over and over again.
Only a few people are using this method and it has been kept a secret until now.
Click the the watch video button to watch a short video that will show you exactly how simple this actually is. You can get started today.
A staggering amount of seniors do not have the funds to comfortably retire. This is why millions of Americans are taking advantage of a reverse mortgage loan to help supplement their retirement income.
A reverse mortgage loan could be a great way to get a source of tax-free funds, while helping getting rid of your existing monthly mortgage payment and generally, only having to pay for property taxes, maintenance and homeowner's insurance.
It is crucial that you can go into your golden years with certainty, confidence and control. With this extra supplemental cash, you can pay off overdue bills, repair or remodel your home, build a financial safety net, cover in-home medical costs, or even take a long overdue trip to visit family and friends.
Mutual of Omaha is a leader in the industry, and they have put together a free info kit to educate you about the advantages of reverse mortgages.
Open your heart to new possibilities. Love has no age limit. This dating website focuses exclusively on matching 50+ and older.
Think you have to live with tinnitus? Think again! New research shows that ear ringing is due to a brain malfunction, not your ears, causing constant frustration and sleep problems.
But there’s hope. Patrick Bark, an anatomy professor, discovered a simple 1950s US military technique to alleviate tinnitus. This 10-second method can be done at home without special equipment.
Patrick’s short video explains and demonstrates this technique. Click below to watch now and find relief from tinnitus.
Are you looking to stretch your grocery budget further? Across the U.S., numerous grocery stores offer exclusive discounts for seniors, making each shopping trip an opportunity to save. Keep in mind that discounts can change, and they might vary at the local level.
✅ American Discount Stores: Offers a 10% discount every Monday for those 62 and older.
✅ Bi-Lo: Provides a 5% discount every Wednesday to customers aged 60+.
✅ Fry’s Food Stores: Gives a 10% discount on the first Wednesday of each month for those 55 and older.
✅ Harris Teeter: Offers a 5% discount on most items every Thursday for those 60 and older.
✅ Hy Vee: Provides a 5% discount every Wednesday to those 55 and older, though the discount might vary by location.
✅ New Seasons Market: Offers a 10% discount on most items every Wednesday for those 65 and older, available in Washington, Oregon, and California.
If you or a loved one used Roundup Weed Killer and have been diagnosed with cancer, you may be entitled to part of this fund.
Have you or a loved one used Roundup weed killer products? Those who have been diagnosed with Non-Hodgkin's Lymphoma and other cancers after using Roundup may be entitled to compensation due to a recent judgement against the makers of Roundup, Bayer.
So while Bayer hopes you don't learn about this, attorneys nationwide are urging victims to take action and check their eligibility for compensation. This lawsuit is currently open for victims to join, but the deadline is approaching quickly. But the good news is that once you're in, you're in. If you or a love one has been diagnosed with cancer, it's vital you act now and check your eligibility for compensation.
How Do I Check My Eligibility?
If you or a love one used Roundup products and have been diagnosed with Non-Hodgkin's Lymphoma, Leukemia or other blood cancer it's vital you act now and check your eligibility for compensation.
Why pay full price when you can enjoy Sam’s Club benefits for just $20/year? We got you an exclusive $30 off deal here.
With the memebership you will get exclusive savings, premium quality products, member-only perks like discounted fuel and travel, and deals so good they practically pay for your membership.