Clever Economy


21 Surprising Things You Can Pay for With an HSA


A health savings account can be a great way to cut health care costs if you’re eligible for one. As we have pointed out, HSAs offer almost unparalleled tax advantages for savers. You can pull money from an HSA — tax-free — to help cover qualified and unreimbursed health care costs you rack up throughout the year...
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Will Claiming Survivors Benefits Hurt My Social Security Later?

Welcome to our “Social Security Q&A” series. You ask a question about Social Security, and a guest expert answers it. You can learn how to ask a question of your own below. And if you would like a personalized report detailing your ...

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11 Cars With the Best Mileage in Their Class

Focusing purely on sticker price can be misleading when shopping for cars. The annual cost of insuring the car and filling the tank are not reflected in that tag on the windshield. Consumer Reports recently noted that “a small difference ...

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Taking a Multivitamin? Here’s Why You Should Reconsider

If you are taking a multivitamin, there is a good chance you feel great. But there’s an even higher likelihood that those positive feelings are all in your head. In fact, multivitamins have zero health benefit, according to findings from ...

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Why More People May Buy Life Insurance in 2021

A federal law passed at the end of 2020 has made permanent life insurance more attractive to some people. The law essentially tweaks the tax code to allow owners of permanent policies to put more money into the savings portion of their poli...

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IRS Delays Tax Season Start Date

Taxpayers hoping to get their return to the IRS quickly this year will have to wait longer than usual. The federal agency announced today that it will not begin accepting and processing income tax returns until Feb. 12. That is about two we...

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Longer Trips to These Stores May Raise COVID-19 Risk

No matter how much you try to hunker down at home to avoid the coronavirus, there are some errands that are tough to avoid — such as grocery shopping. Unfortunately, shopping for such essentials can put you at higher risk of contracting t...

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If You Find This Thrift Shopping, Buy It

Shopping thrift stores, flea markets and estate sales can be overwhelming. With the sheer volume of stuff, how do you know where to start? How do you spot gems amid all the … well, junk? As a professional reseller who’s been combing thr...

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6 Surprising Benefits of Not Retiring When Your Spouse Does

When you have a partner, you might assume that you need to make sure you retire in lockstep. After all, what’s the good of having a retirement if your beloved isn’t right there with you? As it turns out, there are actually some benefits...

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Organize Your Home With These 10 Thrift Store Finds

As the owner of a growing online resale business, I’m constantly surrounded by antiques, vintage clothes, mid-century furniture and curiosities too numerous to count. For me, organizing and decluttering isn’t a seasonal event, it’s a ...

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8 Things Rich People Buy That Make Them Look Dumb

A few years ago, I was invited — along with a group of my friends — to a party at a waterfront mansion here in Fort Lauderdale, Florida. The house featured two elevators, about 20,000 square feet and a living room that resembled an upsc...

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11 Signs You Have Too Much Credit Card Debt

Credit cards can seem like lifesavers when you want or need to make a large purchase. Using a card is so easy — like buying something on someone else’s dime. That is, until you overextend yourself. Then, you realize that you ultimately ...

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Internet Providers Can’t Charge You for This Anymore

The federal government has put an extra gift in your stocking this holiday season. As of Dec. 20, your internet service provider no longer can levy “rental” charges when you use your own equipment — such as a modem or router — with ...

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